Cambodian Shared Switch (CSS) is created to provide the fastest and most reliable service so that everyone, whether personal or business, can send and withdraw money among participating banks/MFl’s ATM or POS machine via ATM card.
Benefits you’ll get
- Transaction via Phillip Bank ATM machine
- Transaction via ATM or POS machine of banks/MFIs which are members of CSS
ATM
| Type of Transaction | Fee | Remark |
|---|---|---|
| Cash withdrawal | KHR 1,800 or USD 0.45 | Charge based on transaction currency |
| Balance inquiry/Mini Statement/ Pin Change | KHR 500 | Charge in KHR only |
Inter Bank Fund Transfer (Fast Payment)
| Type of Transaction | Fee | Remark |
|---|---|---|
| ≤ 4,000,000 KHR per Transaction | KHR 4,000 | KHR transaction only |
| ≤ 20,000,000 KHR per Transaction | KHR 8,000 | KHR transaction only |
| ≤ 20,000,000 KHR per Transaction | KHR 12,000 | KHR transaction only |
POS
| Type of Transaction | Fee | Remark |
|---|---|---|
| Cash withdrawal/Purchase/Refund/Purchase reversal/Purchase cancelation | Free of Charge | Free of Charge |
Noted:
- Amount limit per transaction or day is variable based on the setting of banks/MFIs which are members of CSS.
- Exchange rate is based on the issuer/ beneficiary bank.
- The fee charge of CSS’s participating banks/MFIs can be lower or equal to what stated above.
List of participating banks/MFls which are members of CSS
| No | Name of Financial Institution |
|---|---|
| 1 | Cambodian Commercial Bank Ltd |
| 2 | Cambodian Public Bank Ltd |
| 3 | Canadia Bank Plc |
| 4 | Cambodia Asia Bank Ltd |
| 5 | May Bank Phnom Penh Branch |
| 6 | Union Commercial Bank Plc |
| 7 | Advance Bank of Asia Ltd |
| 8 | First Commercial Bank Phnom Penh Branch |
| 9 | Acleda Bank Plc |
| 10 | Vattanac Bank |
| 11 | Sathapana Bank Plc |
| 12 | Phnom Penh Commercial Bank |
| 13 | Sacombank (Cambodia) Plc |
| 14 | Bank of China Limited Phnom Penh Branch |
| 15 | CIMB Bank (Cambodia) Plc |
| 16 | Mega International Commercial Bank Co.,Ltd |
| 17 | Taiwan Cooperative Bank, Cambodia Branch |
| 18 | Hong Leong Bank (Cambodia) Plc |
| 19 | RHB Indochina Bank Limited |
| 20 | Cambodia Post Bank Plc |
| 21 | Cathy United Bank Cambodia |
| 22 | Bangkok Bank Co.,Ltd |
| 23 | Amret Microfinance Institution |
| 24 | Hattha Bank Plc |
| 25 | Prasac Microfinance Institution |
| 26 | AMK Microfinance Institution Plc. |
| 27 | LOLC (Cambodia) PLc |
| 28 | WB Finance |
| 29 | Chief (Cambodia) Commercial Bank Plc. |
| 30 | Prince Bank Plc. |
| 31 | BIC (Cambodia ) Bank Plc. |
For more information, you can check:
Calculator
Result:
| Annual Interest Rate | Total Net Earned Interest | Total Deposit Amount | Total Amount at Maturity Date |
|---|---|---|---|
| 4.75% | 286.25 | 11,757.79 | 12,044.04 |
Payment schedule:
| No. | Earned Interest | Tax | Net Earned Interest | Monthly Deposit |
|---|---|---|---|---|
| 1 | 4.75% | 4.75% | 4.75% | 4.75% |


